I just joined the Rossmoor Computer Club and paid my dues.  Everything worked. However, I was NOT asked to create a password for my account.  I logged out of the system. I went to sign in and chose the option that I "forgot my password." I followed this process and created a new password for my account.  I don't know if what happened to me was an aberration but it is not a good practice and should be corrected by the vendor.